Pension & Estate Planning

Make the Most of Retirement. Leave Things in Order

When your SMSF moves into pension phase, or you’re planning how your super and assets will be passed on, good advice makes all the difference. At Avoda, we help you navigate the tax, compliance and strategy side of retirement and estate planning, so you can move forward with clarity and confidence.

We take the time to understand your intentions, explain the rules in plain English, and ensure your documentation and strategy align with what matters most to you and your family.

      Support That Goes Beyond the Numbers

      Whether you’re setting up your first pension, transitioning out of accumulation or thinking about how your super will be handled when you’re no longer here – this isn’t just paperwork. It’s about peace of mind, for you and your loved ones.

      Our team provide personal, discreet advice with a focus on compliance, clarity and care. No rushed answers. No offshore processing. Just smart, structured support you can trust.

      What We Help With

      Transition to Pension Phase

      We help you structure your fund to start paying a retirement income stream, ensure you meet minimum withdrawal requirements while maintaining ATO compliance.

      Account Based Pension Setup & Monitoring

      We guide you through the setup, drawdown strategy and reporting requirements of account based pensions within your SMSF.

      Reversionary Pension Guidance

      We help you decide if a reversionary pension is right for your situation and ensure it’s documented correctly, so payments can continue smoothly to a spouse or dependent.

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      Estate Planning Strategy Support

      We work with your solicitor or estate planner to ensure your SMSF fits into your overall estate plan, including death benefit nominations and trustee arrangements.

      Why This Matters

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      Avoid compliance issues or missed minimum pension withdrawals

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      Keep your super fund aligned with your retirement and estate goals

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      Ensure family members are supported with clear documentation

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      Make sure your wishes are followed and not left open to dispute

      Retire With Confidence. Leave a Legacy With Clarity.

      Super is often one of the biggest assets you’ll leave behind, therefore it’s worth getting it right. Whether you’re approaching retirement or reviewing your estate plan, we’re here to help make sense of the details and put the right strategy in place.